Connecticut & Texas Privacy Policy

This Connecticut & Texas Privacy Policy supplements the information contained in the Privacy Policy of Ishtiaq Consulting Group (“we,” “our,” or “us”). It applies solely to residents of Connecticut and Texas and is provided to comply with the Connecticut Data Privacy Act (CTDPA) and the Texas Data Privacy and Security Act (TDPSA).

We are committed to safeguarding personal information and providing transparency regarding how we collect, use, and disclose such information.

1. Categories of Personal Information Collected

We may collect the following categories of personal information, depending on how you interact with our services:

1. Identifiers

   • Name, postal address, email address, phone number, online identifiers.

2. Commercial Information

   • Records of products or services purchased, obtained, or considered.

3. Internet or Electronic Activity

   • Browsing history, search history, website interaction data, cookies, IP address, and device identifiers.

4. Geolocation Data

   • General location information derived from IP or device settings.

5. Professional or Employment Information

   • Job title, business contact details, employer information (if provided in a business capacity).

6. Sensitive Personal Information

   • May include precise geolocation, account login credentials, or other legally defined sensitive information.

We do not knowingly collect personal data from children under 13 (or under 16 in Connecticut without consent).

2. Sources of Personal Information

We collect personal information from:

• Direct Interactions: Information you provide directly when using our services, completing forms, or communicating with us.

• Automated Technologies: Information automatically collected through cookies, analytics, and tracking tools.

• Third-Party Sources: Business partners, service providers, or publicly available sources.

3. Purposes for Collecting and Processing Personal Information

We may use personal information for the following purposes:

• To provide, operate, and improve our services.

• To personalize your user experience and deliver relevant content.

• To communicate with you regarding inquiries, updates, or transactions.

• To process payments and maintain business operations.

• To detect, investigate, and prevent fraud, security breaches, or illegal activities.

• To comply with legal or regulatory requirements.

• To conduct research, analytics, and service development.

• For internal business administration, recordkeeping, and auditing.

Sensitive personal information will only be processed when necessary for specific lawful purposes under Connecticut and Texas law.

4. Disclosure of Personal Information

We may disclose personal information to:

• Service Providers & Vendors: Companies that perform business services for us, such as IT support, data hosting, analytics, or customer service.

• Business Partners: Entities that collaborate with us in providing services.

• Regulators or Legal Authorities: Where required by law, legal process, or government request.

• Other Third Parties: With your explicit consent or direction.

We do not sell personal information in the conventional sense. However, certain disclosures may be considered “sales” or “targeted advertising” under CTDPA or TDPSA.

5. Your Privacy Rights

Residents of Connecticut and Texas have the following rights under state law:

a) Right to Access & Confirm

• Request confirmation of whether we process your personal information.

• Request access to the categories and specific pieces of information collected.

b) Right to Correct

• Request correction of inaccurate personal information.

c) Right to Delete

• Request deletion of personal information, subject to exceptions (e.g., legal compliance, security purposes).

d) Right to Data Portability

• Request a portable copy of personal information in a structured, commonly used, machine-readable format.

e) Right to Opt-Out

You may opt-out of:

• Targeted advertising.

• Sale of personal information.

• Profiling in furtherance of decisions that produce legal or similarly significant effects (e.g., financial, housing, or employment eligibility).

f) Right to Limit Use of Sensitive Personal Information

• Request that we limit collection or processing of sensitive personal information to only what is necessary for lawful, exempt purposes.

g) Right to Appeal (CT Only)

• If we deny your request, you may appeal our decision. Appeal instructions will be included in our response.

6. Exercising Your Rights

To exercise any of the rights described above, you may submit a request via the opt-out and limitation request forms available on our website.

• Only you, or an authorized agent legally permitted to act on your behalf, may submit a request.

• We may require verification of your identity before processing a request to protect your personal information.

• We will respond to your request within the timeframes required by Connecticut and Texas law (generally within 45 days).

7. Data Retention

We retain personal information only as long as reasonably necessary to:

• Provide services you have requested,

• Comply with business and legal obligations,

• Enforce contracts and resolve disputes,

• Protect against fraud, misuse, or security incidents.

Afterward, we securely delete, de-identify, or anonymize information.

8. Non-Discrimination

We will not discriminate against you for exercising your privacy rights. This means we will not:

• Deny you goods or services,

• Charge different prices or rates,

• Provide a different level or quality of service,

• Suggest you may receive different treatment for exercising your rights.

9. Updates to This Policy

We may revise this Connecticut & Texas Privacy Policy from time to time to reflect changes in practices or legal requirements. Updated versions will include a revised “Effective Date.”